A dedicated support system for House Officers. Funding for licensing, travel, and settling down when you need it most.
Funds within 24-48 hours
Unlike traditional bank loans, our Housemanship Support Loan is crafted with the realities of medical practice in Nigeria in mind.
We understand that as a house officer, you may not have assets. Our loan is based on trust and your future earning potential.
Funds within 24-48 hours of approval. We know medical emergencies and opportunities don't wait.
Simple application process. Just basic identification and proof of housemanship placement.
Repayment begins only after salary stabilization (usually 2-6 months). Tailored to your rotation schedule.
Pay off your loan early without any additional charges when your financial situation improves.
Created by fellow medical professionals who understand the unique challenges of working 48-hour shifts.
This isn't just a financial product—it's a lifeline built by people who know what it means to live on allowances and face system delays.
Ensuring transparency, support, and mentorship as you grow.
Tailored to the unique challenges of the Nigerian healthcare system.
Your medical journey should be exciting, not overwhelming.
You qualify if you have completed at least two months of housemanship and have no more than two months remaining. Must be in an MDCN-listed hospital.
Preparing for or currently undergoing housemanship programs across Nigeria.
Young doctors facing relocation, accommodation, or urgent family needs.
Medical officers who have been posted but haven't received their first salaries.
Support for licensing, travel, clinical supplies, and professional exams.
Download the Doclumina mobile app to apply for your survival loan, track your application status, and manage your account anywhere, anytime.